Costs

Costs

Costs

If you are the non-fault party in a Road Traffic Accident you have freedom of choice as to who you wish to provide your Hire and Repair services. We therefore recover all our costs and associated hire & repair costs directly from the at fault insurer. As we are independent and not affiliated with any insurers this enables us to ensure your post-accident service and the repair of your vehicle is done to the highest of standards, putting you back in the same position as you were before the accident.

There is nothing to pay up front for our services and all costs are recovered Via the at Fault parties insurer (the Third-Party Insurer). 

Personal Injury Claims are “NO WIN NO FEE”

“No Win No Fee” is an agreement between a claimant and one of our panel of Solicitors.  Claimants will not be charged if their personal injury claim is unsuccessful

If a claim is successful, a fee is deducted at the end of the claim directly from the damages paid via the Third-Party Insurer. This is known as a success fee and is between 25 and 30% of any award made to you in compensation.  The success fee will vary depending on the accident type and its severity. This will be discussed with your directly before the claim is taken on.

We will never charge a claimant a termination fee.

In the unlikely event that a potential claim is fraudulent, dishonest, or a claimant does not cooperate in the claims process, charges may be payable by the claimant to the panel solicitor firm who provide the services. Such costs incurred in the claims process could be vehicle repairs, replacement vehicle hire, recovery or storage and legal fees. If any of our panel solicitors pursue a claimant for costs, it would only occur after the client had signed an agreement with them,  but provided the client cooperates and the claim was not fraudulent, even where the claim fails, the claimant would not be charged any costs. 

 

 

Costs

No Excess To Pay

At ACHL we take claims based on each claim’s individual merits. As we are part of a law firm, we understand fully case law which enables us to take on more cases than most, meaning you don’t have to pay any excess. If you utilise your Comprehensive policy, you will have to pay your excess upon reporting your claim and it will show as an active claim on your policy affecting the renewal price of your insurance until Liability has been settled. This can take several months and in more complex cases years leaving you significantly out of pocket during that period.

2026

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